1. Acceptance of Terms

By accessing or using the tarinosveliq platform at tarinosveliq.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and tarinosveliq Financial Services, operating from Suite 82/102 Railway St, West Perth WA 6005, Australia.

If you do not agree with any part of these terms, you must not use our platform. Your continued use of our services indicates your acceptance of these terms and any future modifications.

2. Platform Description and Services

tarinosveliq provides educational content and resources focused on business models and financial literacy. Our platform offers learning materials, courses, and educational tools designed to enhance understanding of business concepts and financial planning strategies.

All educational content is provided for informational purposes only and should not be construed as professional financial advice. We encourage users to consult with qualified financial advisors before making any investment decisions.

3. User Obligations and Conduct

Account Responsibility

Users are responsible for maintaining the confidentiality of their account credentials and for all activities that occur under their account. You must provide accurate and complete information when registering and keep your account information updated.

Prohibited Activities

• Using the platform for any illegal or unauthorized purpose
• Attempting to gain unauthorized access to other user accounts or platform systems
• Uploading or transmitting viruses, malware, or other harmful code
• Harassing, threatening, or intimidating other users
• Sharing account credentials with unauthorized individuals
• Using automated systems to access the platform without permission

4. Intellectual Property Rights

All content on the tarinosveliq platform, including but not limited to text, graphics, images, courses, videos, and software, is the property of tarinosveliq Financial Services or its licensors and is protected by Australian and international copyright laws.

Users may access and use the content for personal, non-commercial educational purposes only. Any reproduction, distribution, or commercial use of our content without written permission is strictly prohibited.

User-Generated Content

By submitting content to our platform, including comments, reviews, or course materials, you grant tarinosveliq a non-exclusive, royalty-free license to use, modify, and distribute such content for platform improvement and educational purposes.

5. Privacy and Data Protection

We are committed to protecting your privacy and handling your personal information in accordance with the Australian Privacy Act 1988. Our data collection and use practices are detailed in our Privacy Policy, which forms an integral part of these Terms of Use.

By using our platform, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy. We implement appropriate security measures to protect your data against unauthorized access, alteration, or destruction.

6. Payment Terms and Refund Policy

Course Fees and Payment

Course fees are clearly displayed before enrollment and are subject to change without notice. Payment is due in full before course access is granted. We accept major credit cards and electronic payment methods as specified on our platform.

Refund Policy

Refunds are available within 14 days of course enrollment, provided less than 25% of the course content has been accessed. Refund requests must be submitted through our contact form with a valid reason for the refund request.

Processing of approved refunds typically takes 5-10 business days to appear on your original payment method. Refunds are subject to administrative review and approval.

7. Disclaimers and Limitation of Liability

tarinosveliq Financial Services makes no warranties, express or implied, regarding the accuracy, completeness, or reliability of the information provided. Users assume full responsibility for their use of the platform and any decisions made based on the content.

Limitation of Liability

To the maximum extent permitted by law, tarinosveliq shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the platform, including but not limited to loss of profits, data, or business opportunities.

8. Termination and Suspension

We reserve the right to suspend or terminate user accounts at our discretion for violations of these terms, suspicious activity, or any behavior that may harm other users or the platform's integrity.

Upon termination, your right to access the platform will cease immediately. Provisions regarding intellectual property, disclaimers, and limitations of liability shall survive termination of these terms.

9. Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of Western Australia and the Commonwealth of Australia. Any disputes arising from these terms or your use of the platform shall be subject to the exclusive jurisdiction of the courts of Western Australia.

Before initiating legal proceedings, parties agree to attempt resolution through good faith negotiations. If direct negotiation fails, disputes may be referred to mediation through an agreed-upon mediator in Perth, Western Australia.

10. Modifications to Terms

tarinosveliq reserves the right to modify these Terms of Use at any time. Significant changes will be communicated to users via email or prominent platform notices at least 30 days before taking effect.

Continued use of the platform after term modifications constitutes acceptance of the revised terms. Users who disagree with modifications may terminate their accounts before the changes take effect.